Long-Term Risk Planning
Long-term insurance covers risks that are life-changing and directly related to your body, such as death, illness or disability. Your risk is protected through life cover, funeral cover, lump-sum disability, severe illness cover, income and education protection.
The process of matching your financial needs and goals with your resources to effectively fulfil your goals
A plan to ensure a source of income when you retire. Using retirement vehicles for retirement saving does have its benefits with regards to favourable tax treatment and protection.
This is done in order to determine how an individual’s assets will be preserved, managed and distributed after death.
Personal Short-Term Insurance
Short-Term cover is specifically designed to protect your assets against risks such as fire, theft and accidental damage. Assets such as houses, vehicles and personal items (cell phones, laptops, jewellery etc.) are all covered under short-term insurance.
Medical schemes are designed to cover the financial risk of day-to-day cover, chronic conditions and hospitalisation.*
*In association with Bonus Health – FSP 47005
Corporate Risk Planning
Business risk can be catered for through pension funds, provident funds, Buy and Sell Agreements, Keyman Insurance and Contingent Liability Cover.
Swyft Consulting = Personalised Service with a hands on approach to just about any Financial Planning advice you may need. A huge thank to Nilene Grobler, a world class Financial Planner at Swyft Consulting Services, for all the assistance with my Insurance portfolio. Her continued guidance and knowledge, care and pure passion for what she does, will put even the most sceptical persons mind at ease.
Nilene always makes sure you are comfortable every step of the way. I highly recommend Nilene.
Nilene provides customized advice based on understanding your financial needs and life objectives. She has a thorough understanding of most financial products and will endeavour to equip you with the much needed clarity of the pros and cons of any product. I enjoy her commitment to you , as a client in that she will identify, assess, monitor and remind you of your fiscal goals for financial freedom as a Life Coach would.
She has managed to integrate financial risk with health risk to ensure both your tolerance and appetite are appropriately aligned. Swyft Consulting is the choice for financial freedom on your life journey.